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Arthi, Vellore, Gary Richardson, and Mark Van Orden. “Ordinary lives”. CRR WP 2025-2, Chestnut Hill, Mass.: Center for Retirement Research at Boston College, January 2025. http://hdl.handle.net/2345/bc-ir:9100042.
This paper uses archival insurance industry data from the period 1861 to 1941 to shed light on ordinary life insurance, which was the primary old-age savings mechanism of American households in the era before Social Security.